In time of Christmas gifts and big expenses and projects, we compared the two big financial companies, verifying the convenience for one or the other in the request for a loan.
For both financials, it is possible to request the loan online , although we would advise you to read the prospectus carefully before applying for the loan.
A personal online loan in web promotion
A loan of 13,000 euros, the fast loan with which it is You can request up to € 30,000 and get the loan within 48 hours of approval.
The conditions proposed are varied: with Fast it is possible to skip the installment once a year and three times during the entire loan, effectively deferring payment. In addition, under the same conditions, the loan installment can be changed or even the entire loan can be paid off in advance without incurring any penalty. With Findomestic you can change the network every month without costs and incidental costs.
Our budget concerns a loan of 5,000 euros: we note a difference: does not ask for the reason of the loan on a par with Findomestic which requires the selection of the project that you want to carry out with the loan itself.
The reimbursement can take place starting from 12 installments for multiples from year to year; with Findomestic, the minimum loan period is 18 months. The first comparison we can make is therefore the one for a period of 24 months: for 5 thousand euros, with Findomestic we pay 233.00 euros with fixed Tan of 10.98% and Taeg of 11.55%. It pays 230.50 euros per month, with Tan at 8.91% and Taeg of 11.38%. At the end the total cost of the loan will be 592 euros for Findomestic (5.592 repayment) and 5.532 for Agos.
The offer is advertised in particular for a loan to be repaid in 84 months
In this case the will pay 85.5 euros a month with a fixed Tan of 10.95% and Taeg of 11.52%: at the end for a loan 5,000 euros will be repaid 7,182 euros. For the same period Agos applies a Tan of 8.91% and a Taeg of 10.35% and the installment will be 81.00 euros per month. The total refund will be 6,804 euros.
With just a few euros more per month both companies offer the possibility of adding an insurance which will guarantee payment of installments in the event of disability, disability, accident, illness or death of the debtor for Agos, while that of Findomestic also guarantees in case of loss of employment.